empowering issuers with the visa transaction controls toolkit
background & challenge
Business Development documents were monotonous and technical without the customer at the center. The initial ask was to provide UI experience flows for each use case relevant to the transaction controls solution.
objective & approach
Provide a toolkit for internal stakeholders, Product, Business Development teams, to take to the client and furnish them resources for integrating and developing their transaction controls solution.
Approach as a storybook: less solution-focused, more human-centred and pragmatic scenarios, highlighting the cardholder value proposition in each use case.
ROLE & TEAM
Stakeholders
Consumer Risk Product Owner
Global & Regional Product Teams
Business Dev Teams
Issuers & Cardholders
Resources:
Design Agency - SouthSouthWest
Research Agency - IPSOS
AS LEAD PRODUCT DESIGNER
Production Lead
Creative Direction
Writing & Copy Editing
Workshop Facilitation
Research Planning
UI Design
Storyboarding
Prototyping
process
Audit & Case Study
Benchmarking with first live production of card controls Australian issuer NAB in delivering customer-centric transaction controls solutions for cardholders.
CONTENT SPINE DEVELOPMENT
Content spine in context to engagement framework
Audience definition
Scope of use cases: identifying the archetypes and writing the scenarios for each use case
NEEDFINDING WORKSHOP
Understanding Entrepreneurs and Business Solution Product Owners
Empathy Framework: The hero's journey.
ENGAGING AGENCY SUPPORT
Storyboard illustrations
UI Visual Design
Toolkit Book Design
OUPUT
MULTI-MARKET STUDY & VALIDATION
After an initial distribution of the toolkit, we planned for a validation study with the relevant markets:
India
Singapore
Indonesia
Australia
retrospective
Learnings
A multi-disciplinary approach allowed the work to be very agile, as I switched from researcher, to writer, to illustrator, to interactive & UI designer
The human-centric narrative (and artwork) allowed the solution to be placed in context and softened the once technology-leaning approach
A toolkit can be modular and incremental in development and should be applied in engagements as soon as ready but agile and fast in evolving the maturity
Things to improve in the process:
More persona-focused research (dilemma of fidelity)
More participation in client engagement discussions, sitting in with issuers to understand their challenges as a solution developer
Getting dedicated writing support, from content strategy to editorial to UX/UI writing
More comprehensive approach in depicting the interaction for the solution: heuristics, lifecycle, etc.
Things to action on:
Providing a tool for Product and Business Development folks to produce their own white-labeled and bespoke flows for faster turnaround time (Figma)
Moving from static toolkit to online and interactive central resource
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